In this R tutorial, we will review credit scoring of mortgage loans and the criteria that cause an applicant to be rejected. This will be the review of each applicant and review the percentage of the applications that were approved but should have been rejected. The risk of loaning mortgages inquires…

# as.factor

Are you trying to learn about the as.factor() function? Learn how to use the as.factor() function at R-ALGO Engineering Big Data.

This R tutorial determines SMS text messages as HAM or SPAM via the Naive Bayes algorithm. The purpose of this report is to review SMS data and confirm what is actually ham and what is classified as spam. In order to complete the report, the Naive Bayes algorithm will be…